If you've spent decades contributing to a 401(k) or traditional IRA, there's a milestone waiting on the other side of that saving: the year you're required to start withdrawing money whether you need the income or not. For many Colorado retirees, required minimum distributions, or RMDs, are the first time...
Building Retirement Income: How the Pieces Fit Together
Ask most people what they're doing to prepare for retirement, and the answer usually focuses on one thing: how much they've saved. That's an important number, but it's an incomplete picture. Retirement income isn't a single lump sum you draw down evenly for 20 or 30 years — it's a...