Building Retirement Income: How the Pieces Fit Together

Ask most people what they're doing to prepare for retirement, and the answer usually focuses on one thing: how much they've saved. That's an important number, but it's an incomplete picture. Retirement income isn't a single lump sum you draw down evenly for 20 or 30 years — it's a...

Medicare Enrollment Windows and Your Retirement Income Plan

For many Coloradans, Medicare feels like a separate decision from retirement income planning — a healthcare question to sort out around a certain birthday, handled independently of Social Security, portfolio withdrawals, or taxes. In practice, the two are more connected than most people expect. When you decide to retire, how...