All That Glitters: What Gold’s Record Run Means for Your Retirement (and Your Junk Mail)
Gold just crossed $4,400 an ounce — and suddenly everyone from cable TV to your mailbox wants to sell you some. Before you trade your IRA…
Read article →Retirement insights from New Light
Plain-English guidance on income, taxes, healthcare, and legacy — written for Colorado pre-retirees and retirees.
Skip the Nursing Home, Board the Buffet? A Financial Planner Ruins a Perfectly Good Fantasy
You’ve probably seen the story by now — it resurfaces every few months, most recently in a July piece from 24/7 Wall St. A retired couple…
Read article →That 3.8% Social Security Headline: What It Really Means If You’re Close to Retirement
Headlines say Social Security's 2027 COLA could land at 3.8% — the biggest bump in years. But a bigger COLA isn't really a raise. Here's what…
Read article →Social Security’s Trust Fund Now Has a Date: 2032. Here’s What That Actually Means for Your Retirement.
The 2026 Social Security Trustees Report projects the retirement trust fund may run dry in late 2032. Here's what that means for Front Range retirees—and the…
Read article →Legacy Planning Conversations: A Guide for Colorado Families
Legacy planning is more than documents. Practical ways for Colorado families to talk through wishes with spouses, adult children, and aging parents.
Read article →Estate Planning for Colorado Retirees: Passing On What You’ve Built
Estate planning decides whether what you’ve built transfers to the people you love efficiently, privately, and on your terms. Here’s what Colorado families should know about…
Read article →Required Minimum Distributions: What Colorado Retirees Need to Know
If you’ve spent decades contributing to a 401(k) or traditional IRA, there’s a milestone waiting on the other side of that saving: the year you’re required…
Read article →When Should Coloradans Take Social Security? Key Timing Considerations
Few retirement decisions generate more questions than “When should I start Social Security?” It’s a fair question to obsess over — your claiming age affects your…
Read article →Retirement Planning in Englewood & Broomfield, CO: What to Know Before You Retire
If you’re within a decade of retiring and you live in the Englewood or Broomfield area, you’ve probably noticed that a lot of general retirement advice…
Read article →How to Choose a Financial Advisor: Questions Coloradans 55+ Should Ask
Choosing a financial advisor is one of those decisions that can be surprisingly hard to research well, because the industry uses a lot of similar-sounding titles…
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