Your Rate List Is On Its Way
Check your inbox — today’s Colorado MYGA rate list is on its way to you now (give it a couple of minutes; check spam/promotions the first time).
Current Colorado MYGA market ranges
As of [DATE — update weekly]. Ranges reflect rates currently offered by A-rated (or better) carriers we work with; individual carrier rates, minimums, and availability vary and change without notice.
| Term | Current market range (APY) |
|---|---|
| 3-year MYGA | [X.XX]% – [X.XX]% |
| 5-year MYGA | [X.XX]% – [X.XX]% |
| 7-year MYGA | [X.XX]% – [X.XX]% |
Why no carrier names here? Your exact quote depends on your state, deposit amount, and situation — and the top headline rate isn’t always the best contract once you compare surrender schedules, renewal history, and carrier strength. On your 15-minute call we pull today’s exact carrier-by-carrier quotes for your amount and term and go through them together.
Want to lock a rate — or just have questions?
The next step is a 15-minute call with Ray. We’ll confirm a MYGA fits your situation, compare the terms for your amount, and if you want to move forward, the application is done online the same week. No cost, no obligation.
Prefer to talk now? Call (303) 524-5223.
What happens after the call
If it fits: we pre-fill the application from a short questionnaire, you e-sign from home, the insurer runs its own suitability review, and your rate locks at application. If it doesn’t fit: we’ll tell you plainly, and you keep the rate list and the weekly updates.
New Light Services LLC is a licensed independent insurance agency. Ray Stein, licensed insurance producer, CO license #[NUMBER]. Annuities are insurance products; they are not bank deposits, are not FDIC insured, and are not guaranteed by any bank or government agency. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities may be subject to fees, surrender charges, and holding periods, which vary by insurer. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken before age 59½, may be subject to a 10% federal tax penalty. This page provides general information, not individualized advice; any recommendation will be made only by a licensed producer after a review of your individual situation. An insurance agent may contact you. New Light Services LLC is affiliated with New Light Financial LLC, a Colorado state-registered investment adviser; insurance products are offered only through New Light Services LLC, and producers earn commissions on insurance sales.